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Market psychology refers to the prevailing sentiment of financial market participants at any one point in time. Investor sentiment can and frequently drives market performance in directions at odds with fundamentals. For instance, if investors suddenly lose confidence and decide to pull back, markets can fall. Greed, fear, expectations, and circumstances are all factors that contribute to markets’ overall investing mentality or sentiment. The ability of these states of mind to trigger periodic “risk-on” and ``risk-off,” in other words boom and bust cycles in financial markets is well documented. Often these shifts in market behaviour are referred to as “animal spirits” taking hold. The expression comes from John Maynard Keynes’ description in his 1936 book, “The Theory of Employment, Interest, And Money.” Writing after the Great Depression, he describes animal spirits as a “spontaneous urge to action rather than inaction.” While conventional financial theory, namely the effi...

There are multiple reasons why you should visit Greenland and this article is a brief yet extensive look at the culture and the environment that Greenland has to offer. Continue on to find out more: Vast bands of stunning, unfenced wilderness give adventurers exceptional autonomy to wander at will, whether on foot, by ski or by dogsled. With almost no roads, transportation is expensive, but indulging on helicopter and boat rides is worth every penny. These whisk you over actually superb mountainscapes and glaciers or through some of the planet’s most remarkable fjords. Greenland also offers world-beating but charmingly uncommercialized opportunities for sea kayaking, rock climbing and salmon fishing. The world’s biggest non-continental island has the world’s sparsest population. Nonetheless, scattered mainly along Greenland’s west coast are dozens of photogenic little villages of colourfully painted wooden cottages, plus a few small towns as well as the capital, Nuuk Town (God...

Financial risk is a term that can apply to businesses, government units, the financial marketplace as a whole, and the individual. This risk is the risk or likelihood that shareholders, stakeholders, or other fiscal stakeholders will lose money. There are numerous specific risk factors that can be considered as a fiscal risk. Any risk is a threat that produces damaging or unwanted results. Some more shared and diverse financial risks include credit risk, liquidity risk, and operational risk. The Basics of Financial Risk Financial risk is a type of risk that can affect the loss of capital to interested parties. For governments, this can mean they are incapable to regulate economic policy and default on bonds or additional debt issues. Corporations also face the likelihood of default on debt they undertake but may also experience failure in an undertaking the causes a financial weight on the business. Individuals face financial risk when they make conclusions that m...

Peer-to-peer, or P2P in its abbreviated form, refers to computer networks using a distributed architecture. In P2P networks, all the computers and devices that are part of them are referred to as peers, and they share and exchange workloads. Each peer in a peer-to-peer network is equal to the other peers. There are no privileged peers, and there is no primary administrator device in the centre of the network. In a way, peer-to-peer networks are the most egalitarian networks in the computer world. Each peer is equal to the others, and each peer has the same rights and duties as the others. Peers are both clients and servers at the same time. In fact, every resource and each asset that’s available in a peer-to-peer network is shared among peers, without any central server being involved. The shared resources in a P2P network can be things such as processor usage, disk storage capacity, or network bandwidth. History of P2P (peer-to-peer) networks The precursor of peer...

We often see Bitcoin and other cryptocurrencies like the Wild West : no rules, no social norms, only greed, selfishness and mining. This professed lack of law and order makes the crypto world scary to many people. Nevertheless, in reality, there are rules that govern decentralized peer-to-peer (p2p) networks such as Bitcoin . These rules are coded into procedures and deliver the framework for how contributors of a network interact with each other. They help us create a secure, trustworthy and valuable system, just like laws deliver a framework for a better society. Cryptoeconomics asks the question of how we can design these rules and incentives, so that the networks stay secure and create value for everyone. Cryptoeconomics uses cryptographic tools, game theory and economic incentives to achieve this goal. The Two Pillars of Cryptoeconomics Cryptography: techniques that keep messages secure Economic incentives : rules and rewards that encourage you to add value to t...

Blockchain technology arrived with numerous blessings and promises for almost every industry on the surface of the earth. In this blogpost, we’ll be looking at its application in the gaming industry and how ambitious players like DAO.Casino are making a mark in the emerging industry. New decentralized technologies, game developers have found themselves a thriving ecosystem to build upon. Blockchain enables a protocol that allows developers to create decentralized games for users across all industries, particularly in the underserved gambling industry. Blockchain gaming promises many benefits for the gaming industry, but most of all it benefits the players themselves. True ownership, decentralized games, provably fair gameplay, acquiring crypto through gameplay (play-to-earn), global leaderboards, censorship resistance, and no infrastructure to manage for the developers, are just a few of the touted advantages. While all of that is great, the evolution of blockchain g...

From hosting some of the world’s most historic sites to the vibrant Mediterranean culture, the many charms of Cyprus make it an irresistible destination. Here are 6 reasons why you need to include this warm island on your travel bucket list. Seaside activities Source: Google.com Cyprus is known for its beautiful sandy beaches with clean waters  — the European Environment Agency recognises Cyprus’s beaches as the cleanest in Europe. For swimming and other water sports, the island boasts over 40 official blue flag beaches. From each city, you can enjoy a part of the Mediterranean Sea, with the most expansive coastlines being Larnarca, Famagusta, Aiya Napa, Kyrenia, Limassol and Paphos. Weather Source: Google.com Cyprus enjoys mild winters, longer summers and short autumn and spring periods. This typical Mediterranean climate is attractive, especially to Europeans wishing to escape bad weather in their home countries. There are generally at least six hours of bright...

Qawra is a Maltese resort town popular for its coastal scenery and great value cafes, bars and restaurants. Many of its eateries are within close walking distance of a wide variety of accommodation choices. Accommodation options range from 2 star apartments to 4 star hotels and resorts, so there’s something for every budget. Qawra is one of three adjoining villages located in the Northern region of Malta along the shores of St Paul’s Bay. Bugibba and St Pauls comprise the other two. The capital of Malta, Valetta, is only 17.6km (10.9 miles) away, making it easily accessible by public transport or the City Sightseeing Malta bus tour. Qawra Watch Tower (Source: google.com) In spite of its modern, tourist-centric image, Qawra boasts its fair share of beautiful old buildings. Qawra Watch Tower was built back in 1638 by the Order of St John. The battery was added in 1715. The tower is now home to a restaurant (Ta’ Fra Ben Bar & Restaurant), and the battery a swim...

Christmas is very important to the people of Malta and its sister Island of Gozo. Most people on Malta are Catholics and go to Midnight Mass Service. Usually the churches are full with people. In Maltese Happy/Merry Christmas is ‘Il-Milied it-Tajjeb’. Happy/Merry Christmas in lots more languages. The Churches are decorated with lights and nativity cribs, ‘Presepju’, built by the church go-ers. The cribs are decorated with figurines, called ‘ pasutri ’ (representing figures like the shepherds and angels). Today some of the cribs are mechanical and the figures in them move! The figure of the baby Jesus is put on the main altar at midnight on Christmas night . At Epiphany it is traditional to put the three figures of the Magi (Wise Men) in the crib. There is a group on Malta called ‘Friends of the Crib’ who help to keep the Maltese crib tradition alive. Cribs were first introduced into Malta from Italy by rich noblemen. They were not popular at first and most were burnt. Th...